I recently performed a financial review for a new client who used one of the largest brokerage firms in the U.S. The opportunities for improvement summarized below could result in a 57% higher ending balance from an equity portfolio over a 30-year retirement timeframe. On a $1 million opening investment this could result in a $2.3 million …
RETIREMENT INVESTORS – IS IT TIME FOR A FINANCIAL CHECKUP? YES! Read More »
Many financial advisors recommend investing in annuities as they often include very generous commissions for the salesperson. Returns to investors are often not as good. However, certain annuities may have a place in a diversified portfolio as a replacement for fixed income. Below is an analysis of the after-tax cash flows from an investment in …
Should You Invest in an Annuity? Decide with Help from this Analysis Read More »
Warren Buffett, generally considered one of the world’s best investors earned his billions by (1) generating high investment returns and (2) taking very easy steps all of us can readily copy to compound investment gains into substantially higher wealth. Here they are: Do not pay any extra taxes – his company Berkshire Hathaway does not …
The Easily Copied Secrets to Warren Buffet’s Billions Read More »
As parents, we all want to provide for our kids and subsequent generations as well as we possibly can. The following plan may provide up to 522% more money to leave to your children / grandchildren and at the same time increase current income for you to spend in retirement. The Plan In the taxable …
Retirement Investors – Do you want to leave your kids 5 times more money? Read More »
As retirement investors, our 30 year plus investment horizon (a typical retirement), requires us to be very long-term investors. Proper asset allocation is vital, however present interest rates available on U.S. government bonds are so low, we can be certain we will lose money. What to do? The math The present annual yield on the …
Retirement Investors – Would you invest in something you knew is going to lose money? Read More »
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